To solve the problem of market mechanism, new intuitional arrangement from the view of credit governance is needed, such as mandatory disclosure, consumer equity protection, social value direction.

为解决市场机制中存在的问题，需要从信用治理的角度重新安排市场制度，如强制信息披露、消费者权益保护和社会价值目标导向方面的具体措施。

youdao

We’ll also see much higher default rates on car loans, credit card debt, and other forms of consumer debt, because homeowners can no longer draw on their home equity to pay other debt.

在汽车借贷中,我们也看到了更高的拖延费用,信用卡债务,以及其他形式的消费债务,因为私房所有者不再能够利用房子的净值去偿还其他的债务。

youdao

That would mean rates on certain credit CARDS, home equity loans, some adjustable-rate mortgages and other consumer loans would stay at their lowest point in decades.

这意味着信用卡、房屋抵押贷款、可变利率抵押贷款和其他消费贷款的利率将维持在数十年来的最低水平。

youdao

James Targett, an analyst at Consumer Equity Research, said it was not clear what difference the extra cash would make.

BBC: Nestle rules out takeover bid for Cadbury

James Targett, an analyst at Consumer Equity Research, questioned Hershey's ability to buy Cadbury outright, given the relative size of the two companies.

BBC: Cadbury fights back against Kraft bid

According to the FOMC statement that announced the second round of quantitative easing, the policy hinged on revamping inflation expectations and stabilizing consumer equity, starting by the easing of lending conditions.

FORBES: Magazine Article