For example, consumer debt service (repayment of principal and interest) is less than 12 percent of disposable income, down from almost 14 percent in 2007, reports the Fed.

举例来说，美联储报告显示，消费债务服务(偿还本金和利息)占可支配收入的12%也不到，比2007年降低近14个百分点。

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Worst of all, Capital Economics says American consumer debt is more than 130% of disposable income, double its level in the 1980s.

最糟的是，Capital Economics公司称美国消费者负债超过可支配收入的130%，比其在二十世纪八十年代的水准翻了一番。

youdao

He calculates that a three-percentage-point rise in rates would add 4.5% to disposable income and lift consumer spending by 3.5%.

他考虑3个百分点的上升利率将增加可支配收入的4.5%，并提高消费支出的3.5%。

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This is not beneficial for the summer months, the cost of gasoline on the road, the amount of consumer disposable income available for other purchases.

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The real challenge here is that consumer-centric applications will always fight for a tightly squeezed share of disposable consumer income.

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