A weak culture of consumer borrowing means that people have been forced to rely even more on their savings—or those of their parents.

日本人没有借贷购物的习惯，他们不得不更依赖自己的甚至是父母的积蓄。

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Mortgage lending is still profitable, yet in June it was 3% lower than a year earlier, while net consumer borrowing fell for a second month.

按揭贷款仍然是有利可图的，然而6月比去年同期下降3%，并且净消费贷款连续两个月下滑。

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These could include new efforts to bring down rates the Fed doesn't usually target, such as those on mortgages, other consumer borrowing or Treasury bonds.

这些手段可能包括采取新措施降低抵押贷款、其他消费贷款或美国国债的利率水平，美联储通常不对这些利率设定目标。

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Tighter credit and lower consumer borrowing are not the only drivers of economic restructuring.

ECONOMIST: Time to rebalance | The

As interest rates rise, partly in an effort to slow consumer borrowing, insolvencies are likely to climb further.

ECONOMIST: Bankruptcy: Forgive and forget? | The

Oklahoma never had a big run-up in housing prices or consumer borrowing, so it did not have far to fall.

ECONOMIST: Not exactly a boom state, but people are returning