They believe that it may be an affordable time for them to buy their first house, considering the job stability, the desire to settle down, and the low interest rates for the first-time buyers.

他们考虑到两人工作稳定，况且初次购房者也可以享受利率较低的银行贷款，所以希望购置一套住房将生活安定下来。

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But unlike the painful memories of 2008 big banks are holding their own (for now) considering the pressures, and at least some of the reason behind the relative stability has to do with: (brace yourselves) recent regulations.

FORBES: Big Banks May Be Down But Don't Count Them Out