Being the main part of China's finance, state-owned commercial Banks' assets occupies more than 70 percents of the general, which competition ability determines the whole directly.
国有商业银行作为我国金融业的主体，资产份额占到我国银行业总资产的70%以上，其竞争力直接决定了我国银行业的整体竞争能力。
To study the competition strategy of commercial Banks for credit business in Beijing, one has to analyze value-making ability of the target sector to determine the scope of credit target.
研究商业银行在北京的信贷业务竞争策略首先要分析信贷目标行业的价值创造能力，从而确定信贷目标行业的范围。
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