Commercial enterprises and Banks that provide credit to the operators can't become effective supervisor and restrictor, which has negative efficiency on corporate governance.

提供商业信用的企业与银行均不能对公司经营者进行有效的监督和制约，不利于改善企业的治理状况。

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Now, Dr Li is employed as associate professor and LLM supervisor of Hunan University, lawyer of Jingzhou Law Firm, and director of Chinese International Commercial Law Association.

现为湖南大学法学院副教授，硕士生导师，湖南金州律师事务所律师，中国国际商法协会理事。

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The problem of asymmetric information exists between the branch directors of commercial banks and their supervisor, that is, the branch directors have more information than their supervisor.

在商业银行分行行长与上级考核者之间存在着信息不对称的问题，分行行长具有信息优势，而上级考核者相对处于信息劣势；

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