The city commercial bank is the new type local stock bank to our country, and also is emphasis to central bank supervise, and payment risk is"the first point of first point"to supervisor.

城市商业银行是我国新兴的地方性股份制商业银行，对其监管一直是中央银行的监管重点，而支付风险的防范又是地方中央银行监管的“重中之重”。

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Commercial enterprises and Banks that provide credit to the operators can't become effective supervisor and restrictor, which has negative efficiency on corporate governance.

提供商业信用的企业与银行均不能对公司经营者进行有效的监督和制约，不利于改善企业的治理状况。

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Now, Dr Li is employed as associate professor and LLM supervisor of Hunan University, lawyer of Jingzhou Law Firm, and director of Chinese International Commercial Law Association.

现为湖南大学法学院副教授，硕士生导师，湖南金州律师事务所律师，中国国际商法协会理事。

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