Assuming the Fed leaves rates alone, commercial Banks' prime lending rate, used to peg rates on certain credit CARDS and consumer loans, will stay about 3.25%.

假设，美联储不管其利率，商业银行的首要贷款利率，在消费者贷款和固定信用卡上利用固定利率将保持在3.25%。

youdao

For a long time, loan business from our commercial Banks benefits primarily enterprises and companies, while leaving consumer credit business almost blank.

长期以来，我国商业银行贷款业务服务对象主要是企事业单位，消费信贷业务几近空白。

youdao

Banks will likely face further loan losses on consumer credit card and commercial loan default.

银行可能会面临进一步的贷款损失在消费者的信用卡和商业贷款的拖欠。

youdao