They are urging Banks to lend based on cashflow projections, not collateral values.
他们敦促银行依据预测现金流而非抵押品价值放贷。
Many small businesses cannot get credit, people cannot use their property as collateral, competitors are not available to lower prices.
许多小企业无法获得信贷,人们不能使用其财产作为抵押,市场上没有竞争者所以价格难以降低。
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