But it may not be quite fair to blame the administration. Companies are constantly switching providers, increasing “co-payments”, reducing benefits and so on in an effort to cope with health-cost inflation (which PricewaterhouseCoopers estimates will be a striking 9% next year). Independent of the new law, companies were anyway going to abandon many of those grandfathered plans to take up less generous ones. And there is little evidence of flight from employer-provided insurance in Massachusetts, which has already implemented reforms which are broadly similar to the national effort.
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Significantly, however, the law does not require equal co-payments or deductibles.
然而值得注意的是,该法律不要求同等的支付或扣除。
You will need to consider the costs of having a baby from health insurance co-payments to day care or a reduction in income.
从健康保险的自付额到照料费用或是收入减少额,你都得考虑到生一个孩子的成本。
Depending on a family's income, premiums and cost-sharing expenses, like co-payments and deductibles, would be subsidized to make health care more affordable.
依靠家庭收入、附加保费和开支的成本分摊,比如共同支付和扣除条款,健康保险会得到津贴从而让更多人买得起。
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