据加拿大按揭及房屋公司(CMHC)昨天发表的2013年第3季房市展望(Third Quarter 2013 CMHC Housing Market Outlook)指出,安省新屋动工量今年将会下降,到了明年则...
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Buyers of homes worth more than 1m Dollar have been able to get mortgage-default insurance from CMHC with a downpayment of only 5%.
价值过百万美元住宅的买主能得到由CMHC担保的债务违约保险以及首付仅付5%的优惠待遇。
The Banks insure the rest of their portfolios with the CMHC, which keeps them honest by applying strict standards to the mortgages they guarantee.
而银行和CMHC一起为按揭者的剩余组合资产提供保险。人们获得的按揭贷款遵循了严格的标准,这使得加拿大人诚肯踏实。
Canadians taking out mortgages with a loan-to-value ratio over 80% must also take out insurance on them from a federal agency called the Canada mortgage and Housing Corporation (CMHC).
加拿大人在获得按揭时,贷款额与抵押物价值比超过80%,同时还必须从名叫加拿大按揭房屋公司(CMHC)的一家联邦机构对其进行保险。
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