By closing an account, you will reduce your total available credit and raise your utilization ratio, which can hurt your score.

关闭一个账户，就等于减少了自己的可用信用总值、推升了信用使用率，从而导致降分。

youdao

A compound journal entry is an entry that includes debits or credits to more than one account, and it is an easy and time-saving method of closing the accounts.

复合日记账分录是指一项分录中包含一个以上的借项或一个以上的贷项，结账时使用既省事又省时。

youdao

You can also use a site like www.creditkarma.com to get your free credit score and see how various actions like paying down debt or closing an account would affect it.

FORBES: Ugly Truths about the Recession and How to Deal with Them

Investors closing an equity account outright are as likely as not to open a new bond fund or money market account.

FORBES: The Track Less Taken