For improving the competitive power of commercial Banks, the problem of the huge amount of non - performing banking assets in China must be solved at first.

为了提高我国商业银行的竞争能力，首先要解决商业银行不良资产过多的问题。

youdao

Bank of China, the first of China's Big Four banks to report half-year profits, also warned that international markets remained "sharply precarious".

BBC: Bank of China profits jump 30%

China banks were down around 20 percent in the first half of the year, thanks in part to concerns over non-performing loans on the books of the big state owned banks lending to real estate builders.

FORBES: How The China Shorts Have Performed

In addition, the People's Bank of China cut its reserve requirement ratio for large banks for the first time since December 2008, following a modest easing for small rural banks last month.

WSJ: Central Banks Propel Asia Markets