Open a savings account and set up an automatic withdrawal from your checking account each month.

给自己开一个零存整取账户，然后每个月存入一定的数额。

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If you don't have a corporate retirement plan, set up an IRA and have your contributions deducted automatically from your checking account each month.

如果你没有企业的养老金，建立个人退休账户，每个月从里的支票账户直接转存。

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Set up an automatic draft: you can set up to have an automatic draft from your checking to your savings account.

设置自动提款：你可以设置从活期账户里自动提款到储蓄账户。

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Set up an automatic debit from your checking account and your purchase fees shrink even more, and some companies will waive minimum initial investments.

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The IRS has a withholding calculator that can help you determine the correct amount, (click here.) If you make an adjustment, be sure to capture the increase in your paycheck and put those dollars to the best use, whether it is setting up an automatic transfer from a checking to a savings account or increasing your retirement plan at work.

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