abstract:Charles Roth is a Republican member of the Kansas House of Representatives, representing the 71st district. He has served since being first appointed February 2, 2005.
Milberg, whose Erisa Expertise LLC sells software that compares Roth with non-Roth outcomes, says that Charles could easily wind up better off with Roth even if his tax bracket goes down a bit in retirement.
By opting for Roth, Charles raises his immediate tax bill but gets rewarded decades later with a tax break, namely that withdrawals are completely tax free.