Ray Boulger, senior technical manager at mortgage broker John Charcol, is predicting a 'raft' of rate rises, of around 0.25 per cent, next week.

按揭经纪公司John Charcol高级技术经理雷.博尔格预测，下周按揭利率将“大幅”上调，约0.25个百分点。

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Ray Boulger of mortgage broker John Charcol said mortgage rates available to property buyers were going up as lenders sought to fatten their margins.

约翰·恰克贷款经纪公司的雷·布尔杰称，由于贷方寻求增加他们的利润，购房者能得到的抵押贷款利率正在上涨。

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"Ray Boulger at broker John Charcol says:" It took six to seven years for average property values to fall around 15% in the last recession and recovery was also slow.

低压贷款经纪公司John Charcol的Ray Boulger说：“上一次经济衰退中，平均房屋价格在大约六七年的时间里才下降了约15%，而且经济恢复的速度也十分缓慢。”

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The Nationwide's deal was a "really consumer-friendly move" said Ray Boulger at mortgage broker John Charcol .

BBC: Nationwide offers 125% mortgage

Ray Boulger, of mortgage broker John Charcol, said that the policies could unclog some of the blockages in the housing market.

BBC: Budget 2013: Mortgage move 'significant' for buyers

And Ray Boulger, of mortgage brokers John Charcol, points to an even more fundamental trend - just not enough houses are being built.

BBC: House sales have fallen so why are prices still high?