For example, a "single account" is one account category that includes deposits in checking, savings accounts, money market deposit accounts and time deposits such as certificatesofdeposit(CDs).
Certificatesofdeposit(CDs) are an attractive option when trying to boost your savings yield because they pay more competitive rates than a saving account while still offering FDIC insurance protection.
Higher yields can be found in six-month certificatesofdeposit (CDs) Bankrate.com lists some that are yielding about 1% but you may have to go through the hassle of moving money from a brokerage account to a bank account.