Internet Banks now hold 7% of total deposits in so-called money-market accounts, the segment in which they compete hardest (in contrast to basic current accounts and certificates of deposit).

网上银行以经占到货币市场账户存款的7%，而这部分存款的争夺是最激烈的(相比于基本的活期账户和存款凭证)。

youdao

While cash was king for much of 2007, yields on instruments such as money-market accounts and certificates of deposit have dropped along with short-term interest rates.

由于2007年大多数时候都是“现金为王”，货币市场和储蓄存款市场都随着短期利率的下降而下降了。

youdao

Instruments like savings accounts and certificates of deposit pay a small rate of interest. They carry little risk.

像储蓄账户和存款证这样工具支付的利息很低，他们承担的风险也很小。

youdao

Certainly, many investors are choosing to move their assets away from stocks and into cash products such as money market accounts and certificates of deposit.

CNN: For some skillful and plucky investors, it's a buyer's market

The bad news is the obvious places savings accounts and certificates of deposit are still offering almost nil returns.

WSJ: Your Emergency Fund Needs a Boost

This wealth consisted of four properties, his bank accounts, certificates of deposit, and some vehicles.

FORBES: Kilker - Asset Protection Intent In Making Transfers To Protect Against Future Creditors Means Disaster When Creditor Appears