The Required Reserve is depositors'bank's minimum balance of deposits in central bank to ensure that the bank do no run out of cash on hand to meet the demand for withdrawals and settlement.

存款准备金是指金融机构为保证客户提取存款和资金清算需要而准备的在中央银行的存款，中央银行要求的存款准备金占其存款总额的比例就是存款准备金率。

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The central question in putting global finance to rights is how to strike the balance between, on the one hand, coping with financial distress once it has started and, on the other, improving incentives so that lenders and borrowers do not get into trouble in the first place.

ECONOMIST: Transparent hype