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Doug McMillon, the chief executive of Walmart's international division, is tireless in arguing the case for opening Indian retailing to foreign supermarket firms.

ECONOMIST: Retailing in India

Ms Ghose makes the case that a low turnout threatens to undermine the whole case for opening up police governance to direct public scrutiny.

BBC: Apathy fears over police chief elections

Of course these findings are specific to the particular case: consumers opening accounts within the banking industry.

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