Bank's telephone banking offshoot, has cut its Visa card rate to APR 22.2%.

米特兰银行的分支机构，“第一自助”电话银行，将维萨卡的年利率降至22.2%。

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Firstdirect, Midland bank's telephone banking offshoot, has cut its Visa card rate to APR 22.2%.

米特兰银行的分支机构，“第一自助”电话银行，将维萨卡的年利率降至22.2%。

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A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they're slower at paying it off.

俄亥俄州立大学（Ohio State University）的一项新研究发现，年轻人累积信用卡债务的速度比其他年龄段的人更快，且他们偿还债务的速度也更慢。

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But they also have a right not to get ripped off by the sudden rate hikes, unfair penalties and hidden fees that have become all too common in our credit card industry,"

VOA: standard.2009.05.09

According to the LowCards.com Weekly Credit Card Rate Report, the average advertised credit card rate was 11.68% in January 2009.

FORBES: New Credit Card Rules Now in Effect

Read this Forbes article on how to get a better credit card interest rate.

FORBES: Connect

Despite what you might expect, consumer protection laws are not lowering average credit card interest rate charges at Discover.

FORBES: Credit Card Issuers Stay Profitable Despite Headwinds