Basically any time someone USES a credit card, the issuing bank-the bank sponsoring that card-forwards the money to an account set up by the merchant specifically to accept credit card payments.

基本上，在任何时候，有人使用信用卡，那么发卡银行(这张卡的赞助银行)就会把这笔钱转到由商家指定的接收账户上。

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Jack Dorsey: Everyone takes a cut-the merchant bank, the issuing bank, and the credit card company.

Jack Dorsey：每个人都有份，商户银行，发卡银行，和信用卡公司。

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Every time you pay online, you must check your own PAM before entering your password to ensure that you are dealing with your card issuing bank.

在网上付款时，您一定要留意有没有这个个人保证讯息，以确定为您核证身份的是您的发卡机构。

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It will roll out a service this fall, so any Indian with a mobile phone and a Visa card can transfer funds domestically to any other Visa cardholder for a 2% fee (to be split by the card-issuing bank, mobile phone vendor and Visa).

FORBES: Magazine Article

Every time a consumer makes a transaction using cards a transaction fee is charged to the merchant, a significant portion of which (the interchange fee component) is passed on to the card-issuing bank to compensate for the risk associated with lending and to fund membership reward programs.

FORBES: American Express Could Fall To $40 On Antitrust Worries

American Express is charging Walmart less than what debit card-issuing banks like Bank of America, JPMorgan Chase and Citi and Wells Fargo would charge Walmart via debit card swipe fees.

FORBES: Bove: Is Walmart's Banking Business Legal?