There are three types of vendors who can help you pick insurance: independent agents, captive agents(专属代理人), and risk consultants.
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captive exclusive ortied agents 专属代理人
The captive smirked, and one of the agents cuffed him with an angry backhand.
嫌犯报以冷笑,一名特工怒火中烧地反手抽了他一耳光。
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One key topic: Whether new rules would cover just independent agents, who work for themselves and sell products from two or more insurers, or so-called "captive" agents, such as the typical State Farm agent, who sell products of just one insurer.
FORBES: Sunlight For Insurance
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