If you open a US or Canadian financial account and financial assessment workbook and if you search for working capital you will find this definition, okay?

如果打开美国或加拿大的财务账目，和财务评估工作簿，并搜索营运资金，你们就会发现这个定义？

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"Everyone has to make the assessment of how marketable their skill set is or how transferable," Mr. Horan said. "My human capital is squarely tied to the financial industry."

“每个人都必须对自己所有技能的市场需求及可转移性作出评估，”霍兰先生说，“我的人力资本正好完全以金融业为依托。”

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This assessment is crucial to calculating your financial capital.

这项评估对于估算你的金融资本是至关重要。

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But people should be required to make a real assessment of what kind of capital is necessary to hold an asset that's atypical to its maturity, if that's what they're claiming.

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Watermark also works with a company called Intrabond Capital, which has a highly respected board assessment tool.

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It didn't give specifics, but that includes measures such as the Fed's assessment of a bank's capital planning process.

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