能力贫困（capability poverty）是普遍认可的定义是阿马塔亚.森首先提出来的。
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Through research efforts with CFSI as well as the Citi IPA Financial Capability Research Fund, in partnership with Innovations for Poverty Action, among others, we are seeing models of success and effectiveness.
FORBES: Citi Foundation: Investing in Products, Access and People for Financial Inclusion
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