If you are travelling with your spouse, children or other close relatives and are covered by the same insurance policy, the payout will cover cancellation for all included on the policy.

如果您和您的配偶、子女或者其他近亲一同旅游，而且他也买了和你一样的保险，你们都会得到赔付。

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For good measure the insurance firms whacked customers with early-cancellation fees, which helped them pay for the agents' high commissions.

另外，保险公司通过早期削减费用的方式狠狠地打击了投资者，而这个方式却帮助这些公司付给经纪人高额的佣金。

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Generally, it is best to buy trip-cancellation insurance as soon as your itinerary is final, or within seven to 14 days of booking, to maximize your policy protections.

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The SAA said taking out cancellation insurance was too expensive.

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The city council said it was still investigating what the exact financial impact of the cancellation would be, the full insurance implications and what could have been done differently.

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