Lloyds said that its bad debts were close to the bottom, but RBS warned that unemployment and bad debts meant that recovery would take at least two years.

Lloyds(劳埃德银行集团)说他们的债务已经接近还清了，但RBS(苏格兰皇家银行)警告说失业和坏账意味着他们复苏起码要两年时间。

youdao

But in doing so they are working against the Treasury's broader goals: reducing the chances of foreclosure, cleansing the financial system of bad debts and negative equity, and rejuvenating lending.

但是他们的做法却与财政部的宏观目标(减少丧失房屋抵押赎回权的概率，清除金融体系中的坏账和负资产，并且恢复借贷的活力)背道而驰。

youdao

Higher interest rates and lower bad debts will boost HSBC's profits. But regulatory headwinds are becoming stronger, particularly in Britain.

较高的利率和较低的坏账水平将增加汇丰的利润，但监管不利的因素也越来越强，特别是英国。

youdao

But Tim says bad debts are only 0.3% of sales, and with small business increasingly dependent on technology, the potential customer base has scarcely been tapped.

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The company reported underlying sales growth of 13% in the third quarter, but said increasing bad debts and a currency hit would impact full-year profits by 2.5%.

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The true cost to the country is not a few bad debts but a reduction in long-term investment plans as confidence wanes.

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