It's testing the social environment and seeing how other people react, but it's also testing who you are, how you think of yourself, and whether you want to be that person.

这是对你周围社会环境的测试，看看其他人如何反应，它也是对你的测试，看看你是谁，你怎么看你自己，你是否想成为那个人。

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From there, in fact, maybe even a greater piece of information is the credit report, because the credit report, obviously, not only gives a Social Security number and personal information about the individual, but it also goes on to indicate where the person has their holdings, whether they have home equity loans, and effectively, they can obtain driver's licenses from that and then they can get open bank accounts.

NPR: Understanding Identity Theft