Made his substantial fortune mainly through real estate and constructing shopping centres, retail, business and residential developments.

他的财富主要来源于实物地产，购物中心建设，零售业，商业，以及住宅开发。

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The withdrawal of credit in the past two years has been indiscriminate, hitting speculative residential developments and creative business start-ups alike.

ECONOMIST: Can higher productivity fill the gap?