We must never forget: these diseases affect the "bottom billion", the poorest of the poor living in the hardest-to-reach places.

我们一定不能忘记：这些疾病影响“低层十亿人”，他们是生活在最难以到达的地方的穷人中的最贫穷者。

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The bottom billion will face a paradox.

底层的十亿人口将面临一个悖论。

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Banks may be failing, but the world's bottom billion can bank on us.

银行可能会失败，但是全世界处于底层的亿万人可以把希望寄托在我们身上。

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This is the bottom billion you hear Oxford university world poverty scholar Paul Collier and others talking about.

FORBES: Measuring Sustainability

Discussion along these lines can be found in a book published last year, The Bottom Billion: Why the Poorest Countries are Failing and What Can Be Done About It.

FORBES: Magazine Article

The history of finance is also a history of inclusion and economic empowerment, and many of its success stories started as social innovations: from cooperative banks for farmers to community banks for the urban poor, all the way to microcredit for the bottom billion today.

FORBES: What Is The Next Banking Crisis? (Hint: It Cannot Be Solved With Money)