For some borrowers, such as individuals with large deferred compensation arrangements or who are expecting a large inflow of cash in the near future (access to trust funds becomes available, a legal settlement has been resolved and payout is imminent, etc.) this arrangement allows them to access their full borrowing potential without committing to immediate payment.

FORBES: The State of Negatively Amortizing Loans

Labour may put a brave face on the prospect of a potential rise in borrowing costs.

ECONOMIST: Labour could be hurt if interest rates rise this spring

At a time when many potential buyers' borrowing power is iffy, sellers favor offers they know will close quickly.

WSJ: Putting Stocks in Hock: Securities Back More Big Loans