Greater emphasis on the quality of borrowers will mean that risk should become more predictable.

银行越来越重视借款者的素质，这就意味着风险将会变得可以预测。

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For example, rural, micro and small business borrowers mostly borrow at their personal risk as they are typically not incorporated.

例如，农村和微小企业借款人通常没有公司化，所以他们贷款大多存在个人风险。

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And a third was to cut the risk of borrowers defaulting, using CDSs with insurers like American International Group.

第三种是将借款人违约风险切除，即通过如美国国际集团之类的保险公司担保CDS。

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Housing advocates said it leaves millions of struggling borrowers at risk of foreclosure.

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Though the details are somewhat complicated, the plan essentially streamlines the loan modification and refinancing process for borrowers at risk.

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"Higher credit risk borrowers will be the most compelled to draw down on their revolver availability now, versus take the risk the commitments fail to be funded in the future, " says Chris Taggert, an analyst at CreditSights.

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