The credit card business is down, and more borrowers are defaulting on loans.

信用卡生意正在走下坡路，更多的借贷人不履行还贷责任。

《柯林斯英汉双解大词典》

Two big negatives were identified: Job losses and, for many borrowers, a sharply reduced ability to use home-equity loans to pay off more expensive card balances.

他们找到了支持这个观点的两大负面因素：一是失业，二是很多借款人利用物业套现贷款来偿还高利率信用卡贷款的能力大大降低。

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In the current recession some borrowers have given priority to their credit-card and car loans rather than their mortgages.

在当前的经济衰退期，很多借款人，优先还信用卡和汽车的贷款，而不是房屋的贷款。

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Half had four or more. Borrowers who do not pay their card debt in full each month have to pay interest on whatever balance remains.

VOA: special.2009.05.28

Borrowers get a card that unlocks the car and activates a device to start the ignition.

FORBES: Connect

"Chase abused the judicial process and engaged in serious misconduct against California credit card borrowers, " Harris said in a statement.

NPR: Calif. Sues JPMorgan Chase Over Debt Collection

From 2010 to 2011 there was a 4.7 percentage point increase in retail card originations to sub-prime borrowers, making up 31% of 2011 retail credit card originations, Equifax says.

FORBES: Subprime Lending Is Back, And That's Not Such A Bad Thing