Moreover, the tendency for universities to monitor and shape student behaviour runs up against another characteristic of young adults: the response to being controlled by their elders.

此外，大学监督和塑造学生行为的趋势与年轻人的另一个特征相冲突:他们对被长辈控制时所作出的反应。

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What would be new is that investors in bank bonds would now have a real incentive to monitor and restrain risky bank behaviour, to avoid heavy losses from conversion to equity.

与过去不同的是，从现在开始，银行债券的投资者将拥有监控与限制银行冒险行为的切实动机——避免债转股带来严重亏损。

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“However, we will continue to monitor changes in behaviour to ensure we can adapt as we need to and, if necessary, bring to bear the considerable flexibility we have, ” said Fontenla-Novoa.

Fontenla-Novoa 说：“不过，我们会继续观察这些消费行为的变化，以确保我们能适应这些变化，而且这也是我们所需要的。 如有必要，我们还需要具备相当的灵活度。”

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But as Jock Encombe, an expert on organisational behaviour at Monitor, a consultancy, points out, there are more and more reasons to take it seriously.

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"We can monitor user behaviour - anonymising it of course - and then match advertising to it, " says Glen Drury.

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Businesses have sophisticated technology to monitor online behaviour, collect information about shopping habits and websites visited, and the services consumers have looked at.

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