That is risky: if left for any length of time, those pledges give banks an incentive to behave recklessly.
这种做法存在风险：如果没有限定期限，这些保证会给银行不顾风险地经营提供动机（道德风险）。
Some men throw themselves into their work to avoid talking about their depression with family or friends, or behave recklessly.
一些男性把自己全身心投入到工作中来避免与家人或朋友谈论他们抑郁的情况。 或者他们也会参加 到轻率的、危险的行为中。
The worst outcome would be knee-jerk rule-making at a time when banks, for a while at least, are unlikely to behave that recklessly, he says.
最差的结果将会是，每次或者至少是一段时间内当银行们不太可能表现的那么鲁莽、那么不顾一切时，制定出如“膝跳反射”般的（即条件反射般的）政策计划。
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