The writer put forward the own viewpoint about the generous character of the credit risk and the market risk based on the Basle Concordat;
笔者从巴塞尔协议对信用风险和市场风险的度量出发，对表外业务的风险的度量提出了自己的看法；
Actually Basle capital accord can be perfected gradually through investigation and research on credit risk.
实际上巴塞尔资本协议也正是在不断的调查研究的基础上逐步得到完善。
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