Offline paper-based transactions where there is no immediate feedback to customers, as there is with online transactions.

基于纸张的脱机事务，没有和联机事务一样的对客户的直接反馈。

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The energy sector could take a page from financial firms, which do a good job of ensuring that Internet-based transactions are secure.

电力部门可以从财政公司吸取经验，因为他们很好的保护了跨国交易的安全。

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Research from both Geico and third parties shows that consumers with a preference for mobile-based transactions and service tend to be younger than those who prefer a more-traditional web browser.

从Geico和其他第三方机构作的调查显示相比更加传统的用互联网浏览器作业务来说，更年轻的消费者用手机作业务。

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In May, it announced plans to offer a digital wallet that includes payments and coupons and wireless, phone-based transactions based on its contactless PayWave technology.

FORBES: Visa Still Weighing Its Mobile Payments Options

We are optimistic on our estimate largely because of the shift away from paper based transactions which will drive sales on credit cards and debit cards.

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In its latest 10-K filling with the SEC, MasterCard estimated that 85% of all payment transactions are still paper-based transactions with cash or check being the primary media.

FORBES: Quick Takes