Bank bailout program is about who would pay for the cost and how soon the banking system can recover to provide normal services.

银行援救项目关乎谁来支付成本，关乎银行系统需要多久才能恢复常态从而提供正常的服务。

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Now SBI and some of its emerging-market peers are teaching the world how to use technology to lower the cost of retail banking, using mobile phones, portable ATMs and the Internet.

如今，印度国家银行以及新兴市场的一些同类银行正在教导世界，该如何利用技术降低零售银行业的成本，其手段包括利用手机、便携式自动柜员机以及因特网。

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By comparison, previous systemic banking crises have on average cost 13% of GDP to resolve, according to estimates by the International Monetary Fund.

相比之下，根据国际货币基金组织的估计，为了解决先前的系统性银行危机，平均要消耗GDP产值的13%。

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He's banking on cost declines (that silicon shortage should ease next year) and increases in costs of the fossil fuel juice he's competing with.

FORBES: Sunny Optimist

For now Moynihan is clearly banking on cost-saving measures associated with mass layoffs to help convince stock market investors that Bank of America is headed in the right direction and can deal with the current low-interest rate environment, mortgage-related legacy issues and new international banking capital requirements that Moynihan said were the biggest challenges facing his bank.

FORBES: BofA CEO Impresses Investors With $5 Billion Of Cost Cuts

The end of low-cost banking could be the dawn of smarter banking.

FORBES: How Consumers Should Beat the New Banking Fees