If there is one lesson everybody should take away from the credit crunch, it is that central bankers, no less than dentists, are only human.

如果说有一个教训是每个人都应该从信贷危机中吸取的，那就是央行行长和牙医一样都是凡人。

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And Chinachem's cavalier attitude towards management suggests it was operating outside the world of disciplined, credit-scarred bankers.

华懋对管理层的傲慢态度表明公司的运作与纪律严明、记录信用的银行家圈子并无交涉。

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The market's growing size is making some bankers wonder if phone credit should be traded on a public exchange.

市场规模的不断增长促使一些银行家们开始考虑，手机存款能否在公开的交易所进行交易。

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The president of the American Bankers Association says the legislation "changes the entire business model of credit cards."

VOA: special.2009.05.22

Even with greed, highly paid aggressive bankers, credit-default swaps, and those geeky quants, we would almost certainly have muddled through the fallout from the bursting of the housing bubble without a full-blown financial crisis had there not been millions of mortgages made to people with chequered credit and no down-payments.

ECONOMIST: An alternative history lesson

It's also important to note what we didn't include: contributions from the insurance and real estate industries (including mortgage bankers), credit unions and accountants, all of which the Center for Responsive Politics lumps into one category.

FORBES

The list of culprits for the woes afflicting banks includes bankers' pay, credit ratings, ill-prepared boards, sleepy supervisors, accounting regimes, flawed risk models and Alan Greenspan.

ECONOMIST: Are league tables to blame for the industry's ills?