These changes are from macro-financial policy, micro-enterprise basis , inter-bank competition, financial supervision, technology progression.

这些变化来自宏观金融政策、微观企业基础、同业竞争、金融监管、技术进步等方面。

youdao

It seems that when the Fed is responsible for monetary policy and bank supervision, its performance in both suffers."

VOA: standard.2010.03.17

As is also common with principles espoused by European leaders, no clear explanation has been provided for the need to ensure this operational separation between monetary policy and bank supervision.

FORBES: Euro Area Banking Union: Should Bank Supervision and Monetary Policy Be Separated?