While it's probably not a good idea to become a rate-chaser, it doesn't make much sense to keep the bulk of your savings in a big bank savings account earning 0.20%.
整天追逐高利息的做法可能并不怎么好,但是那种把所有的存款就那么放在一个大银行账户里,拿着0.20%的利息的做法似乎也不太说得通。
For the buyer - since the bonds are specifically created for and marketed to diaspora members - a 4 percent return would be much better than a typical bank savings account or cash hoard.
对买方而言,由于该债券专为散居侨民成员而设并专向其销售,因此4%的回报率大大高于一般银行储蓄利率或现金存款利率。
I opened a savings account at my local bank.
我在本地银行开了一个储蓄账户。
If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.
如果你去一个储蓄银行或者商业银行,去储蓄或者贷款,你说,我想开个支票账户,这就是储蓄;,或者说我先开个存款账户,这就是储蓄。
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