Many Banks still have "a large volume of troubled loans on their books, and bank lending standards remain tight," Bernanke said.

许多银行“在他们的账本上依然有大量的问题贷款，银行贷款标准依然紧张。”伯南克说。

youdao

Bank lending is shrinking because of weak demand and tougher lending standards.

银行贷款由于需求疲软和更严苛的贷款标准而大幅缩水。

youdao

First came news in January that China was tightening bank-lending standards as first step in reversing its fiscal-stimulus programs.

首先，1月份有消息说，中国开始收紧银行贷款标准，作为退出财政刺激计划的第一步。

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Now, that's particularly critical right now, because bank lending standards have tightened since the financial crisis and many small businesses are still struggling to get loans.

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However, once a bank has a pipeline at or in excess of the 80% metric, lending standards are made tougher and credit dries up.

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While Fed surveys suggest that lending standards at banks have eased somewhat recently, leading to increased bank lending, the Malpass view seems to be the prevalent view.

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