Those, changing of rate and exchange rate, credit crisis and improper source of funds, are factors which cause bank financing risks.

利率、汇率变动， 信用危机和资金来源不当是造成银行筹资风险的因素；

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Ex-Im Bank exists to provide credit assistance in circumstances where private financing is not available on reasonable terms.

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Today a bad credit score can make it even harder to get bank financing for starting or expanding a business.

FORBES: A Bad Credit Score Affects A Lot More Than Credit

Germany was said to be more comfortable with this idea, since it didn't involve any central bank financing governments directly, and it would formally keep the credit risk off the balance sheet of the ECB.

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