...1982 年《可选择抵押交易平价法》规定放贷机构可采用浮动利率放贷和气球式支付 （注释 2：也译作漂浮式付款（balloon payments）（Balloon Payments）指分期付款中最后一笔数目较大的付款。
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... balance-of-payments 国际收支平衡; 收支平衡 balloon payments 飘浮式付款 behindhand with payments 支付误期 ...
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...最适合的贷款条件，并忽视可能的提前还款罚金、可调整的利率、负摊销（negative amortization）和气球式还款（balloon payments），为将来违约的可能埋下隐患（见表1-3）。有的产品在还贷头几年的本金偿还也很少甚至不需要偿还。
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Back then, 85 percent of commercial-bank mortgages were for terms of only three or four years and were not fully amortized, ending instead with balloon payments that usually required refinancing.
那时候，85%的商业银行按揭期限只有3、4年，而且并未严格执行分期偿还，贷款者只是在期末偿付特大金额的款项遗弃抵债，这样做通常需要再行筹资。
As the rates rose, people who had taken on balloon-style mortgages - thinking they could easily pay the initial rate - found their payments being increased and suddenly... they couldn't pay.
当利率上涨时，采取了气球式抵押贷款的人们，虽然在开始时可以轻松支付利息，发现支出在不断增加，突然，他们不再支付得起贷款本息了。
A note calling for periodic payments which are insufficient to fully amortize the face amount of the note prior to maturity, so that a principal sum known as a "balloon" is due at maturity.
一种周期性付款到期前不足摊还面额的贷款，所以称作“气球”的本金额到期时需要一次付清。
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