To get a bad credit mortgage loan, you can easily a ly online for the pre-a roved loa .

抓不良信用贷款，你可以轻易上网申请预先核准的贷款。

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Mortgage brokers say it is still very hard for individuals with bad credit to get home loans.

按揭经纪人说对于信用不良者获得房屋贷款仍非常困难。

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But this time the scare is about more than bad mortgage loans and their baleful effect on the credit markets. America may be falling into recession.

然而，这次的恐慌不仅仅跟次级债危机以及其对信贷市场的危害有关：美国有可能陷入衰退。

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Recent regulations have sought to rein in some unsavory credit-card and mortgage-lending practices, perhaps to reduce the cost of bad practices for the rest of us.

WSJ: Getting Going: Is There a Cure for Financial Illiteracy?

The news isn't all bad: Recent legislation has resulted in more consumer-friendly disclosure rules on everything from credit cards to mortgage documents.

WSJ: How Companies Stack the Deck Against You With Fine Print