The paper used the SARS eruption of 2003 as a natural experiment to test the impacts of background risk on insurance demands.

本文把2003年发生的SARS看作一次自然实验，来检验背景风险对保险需求的影响。

youdao

This leads us to the third big point: the dire consequences of soaring risk aversion, against the background of such economic fragility.

这把我们带到了第三个问题：在经济如此疲弱的背景下，避险情绪激增所带来的可怕后果。

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"Although we live bathed in a sea of background radiation, people treat any increment as a dire risk," he said by email.

“虽然我们生活在一个充满辐射的世界，但人们把任何辐射的增加当成致命的危险，”他通过电子邮件说到。

youdao

And the fact that we're always facing some risk of death recedes into the background in the way that most of us don't hear background noise-- that what jumping out of an airplane does for you is it spikes the risk of death.

我们一直面对的某些死亡的风险,这种情况下变成了背景声音,因为我们大部分人都听不到背景的噪声-,而跳下飞机带给你的,是死亡的风险上升。

耶鲁公开课 - 死亡课程节选

In response, each individual takes on a little more personal risk and contributes slightly to the general background risk.

FORBES: What If This Is As Good As It Gets: Financial Stability Edition

Policy makers have since Thomas Hobbes been attempting to drive down background risk.

FORBES: What If This Is As Good As It Gets: Financial Stability Edition

As you face less background risk, for which you not rewarded it makes sense to go for more personal risk for which you are rewarded.

FORBES: What If This Is As Good As It Gets: Financial Stability Edition