While the stimulus plan has been Congress's focus in recent weeks, economists say bringing the banking system and credit sector back to health may be more important to restoring growth.

经济学家说，尽管刺激计划近几周来一直是国会关注的焦点，让银行系统和信贷业恢复健康对恢复经济增长可能更加重要。

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The answer comes back once again to excess risk taking and leverage in the banking sector.

答案再次归结为银行业过度承担的风险和它们所采取的杠杠率。

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Germany's second-biggest bank plans to boost capital by buying back debt as it prepares for new European banking rules.

为满足新的欧洲银行法规，这家德国第二大银行计划增资回购债券以提高资本额。

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Perhaps a way to draw people back to banking here in the U.S. is to open the lobbies of banks bailed out by the U.S. government for parties.

FORBES: Party At Goldman Sachs

More importantly, RBS will likely have to substantially scale back its investment banking business, and has already been asked to cut back on activities that require large amounts of capital.

FORBES: Hysteria Overdone, RBS Stock Good For $9

In 2005, I went back to technology to build a mobile banking company.

FORBES: Why Banking Is Broken - And How It Can Be Transformed