If interchange fees merely shift economic rents from merchants to card firms, then that is not a concern for competition policy (especially if some of the rents end up washing back to cardholders).
如果交易费仅仅将经济税从商家转嫁到卡片商的话,那么这个和竞争政策没有任何关系(特别是如果一部分的税最终流回持卡者这里)。
As to mix amusedly useful, actually more is the distinction that front and back end collect fees.
至于好玩和有用,其实更多就是前端和后端收费的区别。
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