But it works out so consistently that over the long-term it outperforms the market to a significant degree, while also avoiding large losses (since they most often occur in the unfavorable seasons), and while taking only 50% of market risk (since one is in the market roughly only six months out of every twelve).

FORBES: Even If You Sold In May, Should You Buy Back In Now?

And long-term human settlement will follow at some point, mainly to develop mineral and energy resources available on the Moon, but also to emplace protective systems aimed at avoiding large asteroid impacts of the type we were all recently made aware with that grazing meteor strike in Chelyabinsk and the simultaneous near-miss by big-rock DA14.

FORBES: Move up http://i.forbesimg.com t Move down

The Dreyfus Brazil mutual fund has been the best performer, avoiding mostly large cap materials and commodities overweights like Petrobras and Vale, which plague the MSCI Brazil index.

FORBES: Brazil Retail Sales Hit A Snag