Jeff Chelsky, a World Bank senior economist,says investors are avoiding higher risk debt in a flight to quality.

VOA: special.2009.03.13

Still, the best defense is a good offense when it comes to avoiding debt problems.

WSJ: Retirement Is No Holiday From Debt

The second-generation triumvirate have pulled this off by emulating Larry Tisch's strengths: picking undervalued properties, avoiding debt and caring more about cash accumulation than net income.

FORBES: High On Loews

People also have become smarter about managing the risks of potential investment losses and avoiding unsustainable debt levels.

NPR: Financial Discipline Grows 5 Years After Crisis